Professional Musicians, Local 47 and Employers' Health & Welfare Fund

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New Vision & Dental Only Plan

Starting with the coverage period effective January 1, 2020, a Participant that qualifies – based on Employer contributions remitted during the prior Qualifying Year (here; October 2, 2018 – October 3, 2019) – for “Level A”, “B" and “C” coverage, may waive the Medical portion of the coverage and enroll in Dental and Vision only.

In order to be entitled to benefits/coverage from the Dental Plan and the Vision Plan, the Participant must also properly complete the required Enrollment Form and timely file that with the Fund's Administrative Office. Failure to timely and fully complete the Enrollment Form, and make payment of any premiums due, will affect the Participant's ability to obtain Dental Plan and Vision Plan benefits.

A new Dental/Vision Only form has been created for those Participants that qualify at “Levels “A”, “B” and “C” who want to waive Medical coverage and enroll only in the Fund's Dental/Vision benefits may now do so by completing the Dental/Vision Only enrollment form.

Participants who qualify for enrollment in the Fund's Medical Plan at “Level C” coverage are not eligible to enroll in either the Dental Plan or the Vision Plan.

Presently, the Fund's benefits and group insurance carriers are: Life and Accidental Death and Dismemberment benefits (provided through Prudential Life), Medical benefits (provided through Blue Shield and Kaiser Permanente), Dental benefits (provided through Delta Dental of California and DeltaCare USA), Chiropractic/Acupuncture benefits (provided through Landmark Healthplan) and Vision benefits (provided through Gerber Life and administered by MES Vision) (collectively the "Carriers"). All claims for benefits are governed by the terms set forth in the Carrier's policies and must be submitted to the applicable Carrier for review and processing. The Trustees of the Fund reserve the right to change Carriers and/or to modify the terms of the Fund's policy with the Carrier and/or modify or eliminate any benefit.