The Trustees are aware that the COVID-19 pandemic deeply affected musicians. During the last two and a half years, the Trust paid for musicians’ premiums out of Fund reserves in order to ensure that musicians continued to receive health coverage, despite the gross reduction in employer contributions. However, the Trustees, after much careful deliberation, determined there was a need for the changes outlined in this Summary of Material Modification.

2023 OPEN ENROLLMENT

In the next few months, the process of Open Enrollment for 2023 will begin. As occurs every year, we will send you information about your eligibility status and allow you to select your health, dental, and vision plans for the 2023 plan year (January 1, 2023 through December 30, 2023). Please do not confuse this notice with the 2023 Open Enrollment process.

2024 OPEN ENROLLMENT

This notice is to provide you with information for 2024 Open Enrollment, which will occur in approximately one year. You are receiving this information now, as the qualifying amounts for Tiers A and B will be changing, and the health and welfare contributions from your employer(s) during the October 3, 2022 through October 2, 2023 qualifying period will determine in which health, dental and vision plans you may qualify during 2024 Open Enrollment.

Eligibility Threshold Changes For Next Year, 2024

As shown below, eligibility thresholds for the 2024 plan year will increase for Levels A and B. The eligibility threshold ($700) for Level C will not change.

Please keep all of your medical documents together for reference:

Download a copy of this Summary of Material Modification letter to keep with your Summary Plan Description health coverage booklet, and other Summaries of Material Modifications letters. Collectively they make up the terms of your health care under the Fund. If there is a conflict between the terms outlined in this Summary of Material Modifications letter and other Fund documents that you have received, the terms of this Summary of Material Modifications letter prevail.

Please feel free to contact the Fund office at (800) 753-0222 if you have any additional questions.