Get the Details...

Welcome to your Professional Musicians, Local 47 and Employers' Health & Welfare Fund (The "Fund") website. The Fund is administered by PacFed Benefit Administrators (PacFed). If you have questions, call 1-818-243-0222 or email us, Monday through Friday, 8:30 a.m. to 5:00 p.m.


What's New for 2019?

Blue Shield has modified benefits in 2019 for the Access+ and the Trio HMO plans. If you are already enrolled, or thinking of enrolling in one of the Blue Shield HMO plans please review the benefit changes.

The Board of Trustees of the Professional Musicians, Local 47 and Employers’ Health & Welfare Fund (the “Fund”) is committed to providing the best health insurance delivery and cost platforms available to the Fund’s participants.

In furtherance of that goal, the Fund will offer, during the upcoming open-enrollment period, two “High Deductible Plans” (“HDP’s”) that can be coordinated with a properly established and administered Health Savings Account (“HSA”).

Blue Shield High Deductible PPO Plan

The Fund will be offering a new Blue Shield High Deductible PPO (“Blue Shield HD PPO”) plan to eligible participants as of the upcoming open enrollment for 2019 coverage. It is the intent of the Fund’s Trustees to give participants – who qualify at Level A1 or B1 – a more affordable PPO plan option to the present Blue Shield PPO offered by the Fund. As a result, the Blue Shield HD PPO will replace the existing Blue Shield PPO offered by the Fund effective January 1, 2019, and the existing Blue Shield PPO will be closed to further enrollment.

Also, the Fund has determined that the Blue Shield HD PPO meets the IRS qualifications for a Health Savings Account. Thus, a participant may legally coordinate an HSA with the Blue Shield HD PPO.

Kaiser High Deductible Plan

In addition to the Blue Shield HD PPO, the Fund currently offers a Kaiser Permanente High Deductible HMO Health Plan (“Kaiser HDP”) which was available in 2018 to all eligible participants and will be offered again for the 2019 coverage year. You can enroll in the Kaiser HDP no matter what benefit coverage level (A, B or C) you qualify.

What Is A Health Savings Account (HSA)?

A Health Savings Account (HSA) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you can lower your overall health care costs.


Blue Shield's New Teledoc Service

Blue Shield of California is excited to offer Teladoc™ – a new and convenient way to access quality care. Teladoc’s U.S. board-certified doctors are available 24/7/365 to resolve many of your non-emergency medical issues through phone or video consults. When you need care, a Teladoc doctor is just a call or click away. Sign up for Teledoc or learn more at:


Did You Know?

Eligibility for enrollment in the Fund is based upon contributions the Fund receives on musicians’ behalf from Participating Employers. A Participating Employer is one that has entered into a Collective Bargaining Agreement which calls for contributions to come to the Fund. A musician may qualify at one of three levels:

LEVEL A LEVEL B LEVEL C
$1,500 +
Eligibility
Contribution Level
$1,200 to $1,499
Eligibility
Contribution Level
$800 to $1,199
Eligibility
Contribution Level
AVAILABLE
MEDICAL PLANS


Blue Shield
High Deductible PPO
HSA Qualified

Ded $1,350/$2,700
90%/70%

Blue Shield HMO
Access+

$25 Co-Pay/25%

Blue Shield HMO
Trio ACO

$20 Co-Pay/25%

Kaiser Permanente
Traditional HMO

$30 Co-Pay

Kaiser Permanente
Deductible HMO

$20 Co-Pay/20%

Kaiser Permanente
HSA-Qualified
Deductible HMO

$30 Co-Pay/30%
AVAILABLE
MEDICAL PLANS


Blue Shield
High Deductible PPO
HSA Qualified

Ded $1,350/$2,700
90%/70%

Blue Shield HMO
Access+

$25 Co-Pay/25%

Blue Shield HMO
Trio ACO

$20 Co-Pay/25%

Kaiser Permanente
Traditional HMO

$30 Co-Pay

Kaiser Permanente
Deductible HMO

$20 Co-Pay/20%

Kaiser Permanente
HSA-Qualified
Deductible HMO

$30 Co-Pay/30%
AVAILABLE
MEDICAL PLANS


Kaiser Permanente
HSA-Qualified
Deductible HMO

$30 Co-Pay/30%

What's Your Level?

Employer contributions are accumulated for work performed October 3rd through October 2nd of the following year. These contributions will determine a musician’s eligibility level for the coverage period January 1st through December 31st.

Eligible musicians will be notified, in November, of the level for which they have qualified. If you know your level or are just interested in finding out more about the benefits provided through the Fund, click through the various levels on the top right.

Level A Level B Level C contact us